Tag Archives: ULIP Vs Mutual Fund

ULIPs and Mutual Funds are not comparable products


One of the common strategies used by insurance agents while trying to sell a unit linked insurance plan(ULIP) is to draw a comparison between the ULIP and mutual funds and show that the ULIP would provide superior returns to mutual funds over the long term and plus an insurance cover.

Comparing a ULIP with a mutual fund would be like comparing apples and oranges as they have different investment objectives, product features, investment structure, expense structures and fund management methods.

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